A Fragile Mortgage Market Is Being Weaponized—Again Let’s start with the 35-group coalition warning the Federal Housing Finance Agency (FHFA) about looming disaster. They’ve raised alarms that Trump’s plan to let lenders choose between different credit score models could ignite a 2008-style collapse—and they’re right to be worried. This Weaponized Mortgage Market Collapse is exactly how financial instability gets normalized before it detonates across the entire economy. When you decouple credit from standardized risk metrics, you don’t create opportunity—you create uncertainty. And uncertainty in a market propped up by Fannie Mae and Freddie Mac means taxpayer bailouts are back on the table. This isn’t “innovation.” This is regulatory roulette. It’s déjà vu for anyone who remembers how government-sponsored experiments with…
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