How the Homeownership Heist Rigged the Market Against You 1. Zoning: Legalized Exclusion Disguised as Order Zoning laws are often sold to the public as tools for community planning — but don’t fall for it. In reality, they are government-issued permission slips for the privileged. By outlawing high-density or mixed-use developments, these laws wall off entire neighborhoods from growth. That’s not market-driven scarcity — it’s artificially induced exclusivity. In a true free-market system, landowners would be free to use their property as they see fit, provided they don’t violate others’ rights. Instead, we have municipal fiefdoms dictating what you can build, where, and for whom. The result? Fewer homes, inflated prices, and a permanent class of renters. 2. Land-Use Barriers:…
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