A System in Decline, Wrapped in Denial The American middle class is being dismantled before our eyes — and mainstream economists are calling it “resilient.” A new report from the Bank of America Institute shows that nearly 1 in 4 U.S. households are now living paycheck to paycheck, and lower-income families are absorbing the worst of it. That’s not just a data point — that’s a systemic failure. Despite the narrative being peddled by central bankers and politicians, the real story is in the numbers: 24% of households are spending over 95% of their income just to cover the basics — rent, food, gas, utilities, and childcare. That leaves little to nothing for savings, emergencies, or anything resembling financial freedom.…
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