The Middle Class Is Priced Out of Existence Forget the white picket fence. Forget the two kids and a mortgage. Forget the delusional myth of upward mobility. In 2025, just surviving as a middle-class family requires a six-figure income — and that’s before taxes gut what’s left of your paycheck. According to a recent budget breakdown by analyst Michael Green, a family of four now needs a gross annual income of $136,500 just to cover basic expenses. That’s not discretionary spending. That’s not investing in your kids’ college. That’s not saving for retirement. That’s basic human survival. The Breakdown: Where the Money’s Going Here’s how Green’s “basic needs” budget breaks down: Childcare: $32,773 Housing: $23,267 Food: $14,717 Transportation: $14,828 Healthcare:…
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