The Big Lie: “It’s Just the Kids Struggling” For years, the narrative was simple. Young people can’t afford homes. Older Americans? They’re fine. Wrong. Dead wrong. New data shows homeownership dropped 8% to 10% across every age group over two decades. Not just Gen Z. Not just millennials. Everyone. That means something deeper is breaking. Something systemic. Something bigger than one generation falling behind. The Math Doesn’t Work Anymore Here’s where the problem gets real. In 2003: Homes cost about 4.3× household income Today: Nearly 6× household income That gap is everything. Wages crawl. Prices sprint. Americans aren’t lazy. They’re not irresponsible. They’re running into a wall where the numbers simply don’t add up anymore. You can budget. You can…
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