Your Retirement Plan Is Built on a Lie—And the Exit Door Is Closing Fast

The Plan That Was Supposed to Work I grew up believing what most people did. You work hard, put money away, trust the system, and one day it takes care of you. That’s the deal, right? Save for 30–40 years Invest in the market Withdraw 4% a year Live comfortably And for a while, that playbook held together. But here’s what I’ve learned after decades in finance… That plan wasn’t built for the world we’re living in now. The Assumptions Holding It All Together Every retirement model rests on a few key pillars. They don’t get talked about much, but they’re doing all the heavy lifting. Things like: Inflation staying low and manageable Markets delivering steady long-term returns Governments keeping…