The Alarming Numbers Wall Street Doesn’t Want You Thinking About The Wall Street Journal recently reported a statistic that should stop every working American in their tracks. A record 6% of workers in Vanguard 401(k) plans took hardship withdrawals in 2025. Think about that for a moment. Before the pandemic: about 2% 2024: 4.8% 2025: 6% — the highest ever recorded That’s not a small uptick. That’s a financial distress signal flashing across the country. Millions of Americans are doing something they once swore they would never do: They are raiding their retirement savings just to stay afloat. And they’re doing it for the most basic reasons imaginable: Avoiding foreclosure or eviction Paying medical bills Covering emergency expenses This isn’t…
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