The Lie of Modern Insurance: Born of War, Built to Enslave Before the 1930s, healthcare in America worked. It was simple, affordable, and localized. Doctors were independent. Hospitals were community-run. Insurance? Barely a factor—because costs were low and predictable. In 1929, the average American family spent about $103 per year on medical expenses—roughly 5 % of the average annual income of $1,916—and most of those costs were paid out-of-pocket rather than through insurance or third parties. This early era stood in stark contrast to today’s modern insurance control system, where employers, insurers, and government policies dominate access, pricing, and provider behavior. Then came World War II and the federal wage freeze. Employers couldn’t offer more money, so they offered health…
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