The Death of Affordable Mortgages Let’s be blunt: Kevin O’Leary, one of the few mainstream money men willing to occasionally speak without a script, just told America what the government and central banks won’t. Low mortgage rates aren’t coming back — and it’s not some accident of economics. It’s by design. The headline-grabbing quote was clear: “The idea of a 4% mortgage rate, or 3.5% – it’s never coming back, ever.” He’s right — and he laid out why. We’re talking about a mix of deficit addiction, tariff warfare, and a Treasury market detached from reality. The Fed can tinker with interest rates all they want, but as long as the structural parasites stay embedded in our system — bloated…

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