You won’t hear this from your real estate agent, your bank, or your bought-and-paid-for Congressman, but I’ll say it plainly: the falling home prices you're seeing right now are not a bug—they’re a feature. They’re the long-overdue hangover from a credit binge fueled by central planners, Wall Street fixers, and Washington cowards who decided decades ago that "free markets" were something you tell the voters about but never actually implement. The original piece lays the groundwork well, offering a libertarian lens on America’s latest housing market unraveling. But let's go further. Let’s follow the money. Let’s rip the mask off the institutions who’ve gamed the system, again and again, and now want a bailout—again. I. The Great Lie of Housing…

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